From term loans to secured lines of credit, Newtek offers a wide variety of funding options for Morgan Stanley clients and prospects who own a business. Business Term Loans - $1,000 to $15 Million Working Capital  Expand/Acquire a Business  Buy Out a Partner/Shareholder  Buy/Build/Refurbish/Refinance Owner Occupied Commercial Real Estate  Buy Inventory/Equipment  Acquire a franchise  Refinance existing business debt  Asset-Based Financing – Up to $2MM  Secured by Accounts Receivable, Inventory, Healthcare/Medical Receivables  Here are just a few quick examples of recent deals that we hope will encourage you to reach out to your client/prospects who own businesses to let them know that Morgan Stanley can help with their crucial capital needs. Global Air Freight Company $12.9 Million – 10 Year Term Loan Refinance and debt consolidation Sports Training Facility $4,825,000 – 25 Year Term Loan CRE acquisition and renovations for ADA compliance Diagnostic Lab $1,500,000 – Secured Line of Credit  Smooth cash flow through a line secured by medical receivables Oil Industry Transportation Services $585,000 – 10 Year Term Loan Working capital to reduce payables and support business operations  If you have a client opportunity, please enter the referral into our NewTracker system at https://www.newtekreferrals.com/ If you are new to NewTracker, please watch a quick overview video here. You can also register for an account by visiting the following registration link: https://www.newtekreferrals.com/NewAccount/0il1o  Please reach out to me if you have any questions. Regards, [RVP Name & Info]