Hello [first_name], If you have not voted yet, please consider me to serve you in one of the lender Board seats open for the next 3 years.  I have been involved with and supportive of NAGGL since 1996 in one capacity or another (member bank, member non-bank SBLC, NAGGL staffer, consultant). For the last 35 years (plus), I have focused on SBA lending and I am passionate about bringing and encouraging education and advocacy to our industry.  I have seen NAGGL grow and evolve through the years to stand front and center as the respected leader association representing lenders committed to serving the small business community.  My entire career has been centered around learning, teaching and leading those that embrace NAGGL's mission.  I have worked for NAGGL members, I have worked as a staffer for NAGGL and I have been an independent business person supporting NAGGL as the premier advocate to lenders nationally in SBA 7(a) lending.  I assisted a lending institution to become a Preferred Lender (PLP) and I have been awarded the Financial Advocate of the Year by SBA for Region VI. I served as Board member NAGGL before approaching NAGGL for a full-time job as manager of training. I had the opportunity in the 12 years I was employed by NAGGL to make great connections with other lenders, SBA employees and industry service providers. I became a consultant providing SBA lending technical assistance, training, loan portfolio audit services, SBA loan policy and procedures development and SBA loan department set up.  My consulting company was transitioned to a national lender service provider where I became part of their consulting team. During my "consulting" years, I was part of a creation team that developed SBA loan application software, sbaOpen.  I am now employed by Newtek Business Services Corp as Manager of Training and Business Operations. My role now continues as an educator by training internally for Newtek Small Business Finance (NSBF). Newtek is the fifth largest SBA lender (FY2021).  I provide continuing education to the lending teams responsible for SBA 7(a), 504 and conventional lending.  I also assist with the continued updating of all lending policies and procedures documents as regulations change and internal processes evolve. Please vote for me to serve you on the NAGGL Board of Directors.  With my experience and insight, I know I can be an effective voice with and to those that have the biggest impact to the small business lending industry.

If you have any quesitons, you can reach me directly at 214-507-7710, or at kmchugh@newtekone.com.